Senior Product Analyst

Компания "4FINANCE DIGITAL KZ"

1. Define Product Vision and Strategy
- Align product vision with overall business goals and objectives.
- Develop and maintain a strategic roadmap to ensure the product meets market demands and delivers substantial value to customers.

2. Understand Market Needs and Customer Value
- Conduct market research to identify customer needs, preferences, and trends.
- Ensure the product offers unique value propositions that differentiate it from competitors and align with customer needs.
- Seek new business opportunities, including new markets, channels, and customer segments to expand product reach.

3. Manage Product Lifecycle
- Oversee the entire product lifecycle from ideation through development, launch, and post-launch improvements.
- Implement processes for continuous product optimization based on customer feedback, regulatory updates, and market trends.
- Coordinate internal stakeholders (Marketing, IT, Risk, Legal, Collections, Finance) to ensure smooth product rollouts.

4. External Relationships & Partnerships
- Build and maintain strong relationships with vendors, partners, industry alliances, and professional societies.
- Coordinate with Legal and Finance teams to prepare, negotiate, and manage contracts with external partners.
- Represent the company in relevant seminars, conferences, and events to strengthen industry presence and build networks.

5. Loan Product Specifications & Features
- Define, document, and manage loan product specifications and features.
- Ensure consistent documentation of changes, approvals, and current product status.

6. Sales & Commercial Contribution
- Support development of sales and marketing strategies alongside Business Development and Marketing teams.
- Provide insights on pricing, commissions, and promotional activities to increase loan uptake.
- Monitor sales pipeline performance, conduct product-related forecasts and analysis, and present findings to senior management.

7. Regulatory & Compliance Adherence
- Work closely with legal and compliance teams to stay updated on regulatory changes.
- Ensure new product concepts and developments comply with all relevant laws and regulations.

8. Customer Engagement & Feedback
- Organize and conduct customer surveys to gather feedback and insights.
- Prioritize customer engagement activities in key markets, including the Philippines and India.

9. Team & Project Management
- Coordinate cross-functional project teams to deliver product initiatives on time.
- May supervise junior analysts or product team members.
- Foster a collaborative environment with clear responsibilities and accountability.

• - Bachelor’s degree in Finance, Economics, Statistics, Business Administration, or a related field. Advanced degree is a plus.
  - Proven experience in product management, product analysis, or business development within financial services/fintech.
  - Strong commercial awareness and ability to contribute to sales and revenue growth.
  - Proficiency in analytical tools such as SQL, Excel, Tableau, or Power BI is a strong plus.
  - Excellent analytical and problem-solving skills with the ability to interpret complex data sets.
  - Strong communication, negotiation, and presentation skills, with the ability to influence stakeholders.
  - Knowledge of the lending industry, particularly the Philippines market, is highly desirable.
  - Experience managing cross-functional teams and external partners/vendors.
  - Confident English knowledge, with ability to communicate across geographies.
  
  Working Conditions:

Hybrid or flexible work arrangements may be possible depending on business needs.

Regular presence in the Philippines office with overseas travel as needed.

Standard workweek: 8:30am–5:00pm, Monday to Friday (occasional overtime for project deadlines/events).

Why Join Us:
- Young, highly skilled team motivated to collaborate and support your initiatives.
- Rapidly developing company with strong international backing.
- Competitive salary and benefits package, including medical insurance and relocation reimbursement.
- Exposure to international markets and the opportunity to shape lending products in one of the most dynamic fintech regions.

- Flat corporate structure with minimal bureaucracy and short time-to-market for innovative ideas.

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